Advocacy, Loyalty & Referrals

Alliance Data Provides Card Services Performance Update For February 2020

referral program

Alliance Data Systems Corporation (NYSE: ADS), a leading global provider of data-driven marketing and loyalty solutions, provided an update on its Card Services segment martech news.

In connection with the release of the Company’s Master Trust Monthly Noteholder’s Statement, the Company is releasing similar metrics for the overall total managed portfolio. The Master Trust data represents a subset of the Company’s total managed portfolio, and the Company believes the information presented below provides a more complete view of the Card Services segment martech.

For the

month ended

February 29, 2020

For the two

months ended

February 29, 2020

(dollars in thousands)

Average receivables



Year over year change in average receivables



Net charge-offs




Net charge-offs as a percentage of average receivables (1)




Compares to 6.3% and 6.5% for the month and two months ended February 28, 2019, respectively. The Company maintains its estimate of a 20 to 30 basis point increase in its 2020 full year net charge-off rate, as compared to 2019.

As of

February 29, 2020

As of

February 28, 2019

(dollars in thousands)

30 days + delinquencies – principal




Period ended receivables – principal





Delinquency rate



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